Frequently Asked Questions Georgia Statewide Down Payment Programs Georgia Dream Homeownership Program (Standard)Georgia Dream Peach PlusGeorgia Dream Peach Select (Veterans)Georgia Dream PEN (Protectors, Educators, Nurses, Military)Georgia Dream CHOICE (Household member with disability)Georgia Department of Community Affairs (DCA)HUD Georgia Homeownership Page Metro Atlanta & County-Specific Programs Invest Atlanta (City of Atlanta DPA programs)Fulton County Homeownership Program (HOP)Gwinnett Homestretch DPAWE DeKalb ProgramCobb County My Home DPACity of Columbus DPACity of Augusta DPA Special Profession & Community Programs Teacher Next DoorOfficer Next DoorNurse Next DoorPublic Servant Next DoorSoldier Next DoorFHLBank Atlanta Community Partners ProgramVA Housing Assistance Grants for Disabled Veterans National Down Payment Assistance Programs CHENOA FundNational Faith DPA (Metro Atlanta)Down Payment ResourceFHLBank Atlanta First-Time Homebuyer ProductAmerican Dream Downpayment InitiativeNACA (Neighborhood Assistance Corporation of America) Low Down Payment Loan Programs (3%-5%) Fannie Mae HomeReadyFreddie Mac Home PossibleFreddie Mac HomeOneFHA LoansHFA Preferred MortgageManufactured Housing Advantage Zero Down Programs VA LoansUSDA Rural Development LoansNACA Purchase ProgramFHA (3.5% down but flexible gift options) Homebuyer Education & Financial Prep HUD Housing CounselingFreddie Mac CreditSmarteHomeAmericaMoney Smart (FDIC)AnnualCreditReport.comHUD Georgia Counseling AgenciesUSDA Eligibility Tool Grants & Layering Programs Fannie Mae Community SecondsFreddie Mac Affordable SecondsFHA Grant Directory (FHA.com Georgia page)Gift Fund Rules Overview (maybe summarized in blog form)DCA Newsletter Signup